/* ============================================================
   KIM YUNTAE — Insurance Advisor
   ============================================================ */

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --bg:         #f4f6fa;
    --white:      #ffffff;
    --surface:    #eef1f8;
    --border:     #dde1ec;
    --text:       #0c1b38;
    --muted:      #5e6d8a;
    --navy:       #0c1b38;
    --navy-mid:   #1a3563;
    --navy-light: #2a4f8a;
    --gold:       #b87c10;
    --gold-light: #d99a2a;
    --gold-pale:  #f5e6c8;
    --red-soft:   #c0392b;
}

html { scroll-behavior: smooth; }
body {
    font-family: 'Noto Sans KR', system-ui, sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.7;
    font-weight: 400;
    overflow-x: hidden;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Reveal ── */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal-left  { opacity: 0; transform: translateX(-24px); transition: opacity .7s ease, transform .7s ease; }
.reveal-right { opacity: 0; transform: translateX(24px);  transition: opacity .7s ease, transform .7s ease; }
.revealed { opacity: 1 !important; transform: none !important; }

/* ── NAV ── */
.nav {
    position: fixed; top: 0; inset-inline: 0; z-index: 200;
    padding: 20px 0;
    transition: padding .3s, background .3s, box-shadow .3s;
}
.nav.scrolled {
    padding: 12px 0;
    background: rgba(12,27,56,.97);
    box-shadow: 0 2px 20px rgba(0,0,0,.25);
}
.nav-inner {
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    display: flex; align-items: center; justify-content: space-between;
}
.nav-logo {
    display: flex; flex-direction: column; line-height: 1.1;
}
.nav-logo .ko {
    font-size: 16px; font-weight: 700; color: #ffffff; letter-spacing: .5px;
}
.nav-logo .en {
    font-size: 9px; letter-spacing: 3px; text-transform: uppercase;
    color: var(--gold-light); font-weight: 400;
}
.nav-links { display: flex; gap: 32px; align-items: center; }
.nav-links a {
    font-size: 12px; font-weight: 400; letter-spacing: 1px;
    color: rgba(255,255,255,.6); transition: color .2s;
}
.nav-links a:hover, .nav-links a.active { color: #ffffff; }
.nav-cta {
    display: inline-flex; align-items: center;
    padding: 9px 22px; border: 1px solid var(--gold-light);
    font-size: 11px; letter-spacing: 1.5px; font-weight: 500; text-transform: uppercase;
    color: var(--gold-light); transition: background .2s, color .2s;
    border-radius: 2px;
}
.nav-cta:hover { background: var(--gold-light); color: var(--navy); }

.burger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 4px; }
.burger span { display: block; width: 22px; height: 1.5px; background: #fff; transition: transform .3s, opacity .3s; }
.burger.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.burger.open span:nth-child(2) { opacity: 0; }
.burger.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

.m-menu {
    display: none; position: fixed; inset: 0; z-index: 190;
    background: var(--navy); flex-direction: column;
    justify-content: center; align-items: flex-start;
    padding: 0 44px; gap: 24px;
}
.m-menu.open { display: flex; }
.m-menu a { font-size: 32px; font-weight: 700; color: rgba(255,255,255,.85); letter-spacing: -1px; }
.m-menu a:hover { color: var(--gold-light); }
.m-menu-close {
    position: absolute; top: 24px; right: 40px;
    font-size: 11px; letter-spacing: 3px; text-transform: uppercase;
    color: rgba(255,255,255,.35); background: none; border: none; cursor: pointer;
    font-family: inherit;
}

/* ── HERO ── */
.hero {
    min-height: 100vh;
    background: var(--navy);
    position: relative; overflow: hidden;
    display: flex; flex-direction: column; justify-content: flex-end;
    padding: 0;
}

/* Diagonal accent strip */
.hero::before {
    content: '';
    position: absolute; top: 0; right: 0;
    width: 42%; height: 100%;
    background: linear-gradient(160deg, #1a3563 0%, #0f2347 60%, #0c1b38 100%);
    clip-path: polygon(18% 0, 100% 0, 100% 100%, 0% 100%);
    z-index: 0;
}

/* Gold horizontal accent line */
.hero::after {
    content: '';
    position: absolute; bottom: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--gold) 0%, var(--gold-light) 40%, transparent 100%);
    z-index: 1;
}

.hero-content {
    position: relative; z-index: 2;
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    padding-top: 160px; padding-bottom: 100px;
    display: grid; grid-template-columns: 1fr 420px;
    gap: 60px; align-items: end;
}

.hero-badge {
    display: inline-flex; align-items: center; gap: 10px;
    font-size: 10px; letter-spacing: 3px; text-transform: uppercase;
    color: var(--gold-light); margin-bottom: 32px;
    font-weight: 400;
}
.hero-badge::before {
    content: '';
    display: block; width: 32px; height: 1px; background: var(--gold-light);
}

.hero-title {
    font-size: clamp(36px, 4.5vw, 62px);
    font-weight: 800; color: #ffffff;
    line-height: 1.25; letter-spacing: -1.5px;
    margin-bottom: 28px;
    word-break: keep-all;
}
.hero-title .accent { color: var(--gold-light); }
.hero-title .underline {
    position: relative; display: inline;
}
.hero-title .underline::after {
    content: '';
    position: absolute; left: 0; bottom: 2px; right: 0;
    height: 3px; background: var(--gold);
    transform: scaleX(0); transform-origin: left;
    transition: transform .8s ease .6s;
}
.hero-title .underline.revealed::after { transform: scaleX(1); }

.hero-sub {
    font-size: clamp(15px, 1.8vw, 18px);
    color: rgba(255,255,255,.65);
    line-height: 1.85; font-weight: 300;
    max-width: 560px; margin-bottom: 48px;
    word-break: keep-all;
}

.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }

.btn-primary {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 16px 36px;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    color: var(--navy); font-size: 14px; font-weight: 700;
    letter-spacing: .5px; border: none; cursor: pointer;
    border-radius: 3px; transition: opacity .2s, transform .2s;
    font-family: inherit;
}
.btn-primary:hover { opacity: .9; transform: translateY(-1px); }

.btn-outline {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 16px 32px;
    background: transparent; border: 1.5px solid rgba(255,255,255,.3);
    color: rgba(255,255,255,.8); font-size: 14px; font-weight: 400;
    letter-spacing: .5px; cursor: pointer; border-radius: 3px;
    transition: border-color .2s, color .2s; font-family: inherit;
}
.btn-outline:hover { border-color: rgba(255,255,255,.7); color: #fff; }

/* Hero right — value highlight card */
.hero-value {
    background: rgba(255,255,255,.04);
    border: 1px solid rgba(255,255,255,.1);
    border-radius: 8px; padding: 44px 40px;
    backdrop-filter: blur(10px);
    position: relative; overflow: hidden;
}
.hero-value::before {
    content: '';
    position: absolute; top: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
}
.hero-value-quote {
    font-size: 13px; color: rgba(255,255,255,.5);
    line-height: 1.8; margin-bottom: 28px; font-weight: 300;
    word-break: keep-all;
}
.hero-value-num {
    font-size: 72px; font-weight: 900; color: var(--gold-light);
    line-height: 1; letter-spacing: -3px; margin-bottom: 4px;
    display: flex; align-items: baseline; gap: 4px;
}
.hero-value-num span { font-size: 24px; font-weight: 500; letter-spacing: 0; }
.hero-value-label {
    font-size: 12px; color: rgba(255,255,255,.4);
    letter-spacing: 2px; text-transform: uppercase; margin-bottom: 32px;
}
.hero-value-divider { width: 100%; height: 1px; background: rgba(255,255,255,.08); margin: 0 0 28px; }
.hero-value-promise {
    font-size: 15px; font-weight: 700; color: #ffffff;
    line-height: 1.6; word-break: keep-all;
}

/* ── FREE SERVICES ── */
.services {
    padding: 80px 0;
    background: var(--white);
    border-bottom: 1px solid var(--border);
}
.services-inner {
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px;
}
.svc-card {
    padding: 44px 36px;
    background: var(--white); border: 1px solid var(--border);
    position: relative; overflow: hidden;
    transition: box-shadow .3s, transform .3s;
}
.svc-card:hover {
    box-shadow: 0 12px 40px rgba(12,27,56,.1);
    transform: translateY(-3px);
}
.svc-card::after {
    content: '';
    position: absolute; bottom: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0); transform-origin: left;
    transition: transform .35s ease;
}
.svc-card:hover::after { transform: scaleX(1); }
.svc-free {
    display: inline-block;
    font-size: 9px; letter-spacing: 3px; text-transform: uppercase;
    color: var(--gold); font-weight: 700;
    background: var(--gold-pale); padding: 4px 10px;
    border-radius: 2px; margin-bottom: 20px;
}
.svc-icon {
    width: 48px; height: 48px; border-radius: 10px;
    background: var(--navy); display: flex; align-items: center;
    justify-content: center; margin-bottom: 20px;
    flex-shrink: 0;
}
.svc-icon svg { width: 22px; height: 22px; stroke: rgba(255,255,255,.85); }
.svc-title { font-size: 20px; font-weight: 700; margin-bottom: 10px; letter-spacing: -.5px; }
.svc-desc { font-size: 13px; color: var(--muted); line-height: 1.8; font-weight: 300; word-break: keep-all; }

/* ── RECOMMENDATION (Pain Points) ── */
.recommend {
    padding: 100px 0;
    background: var(--bg);
}
.recommend-inner { max-width: 1080px; margin: 0 auto; padding: 0 40px; }

.section-label {
    display: inline-flex; align-items: center; gap: 10px;
    font-size: 10px; letter-spacing: 3px; text-transform: uppercase;
    color: var(--gold); font-weight: 700; margin-bottom: 20px;
}
.section-label::before { content: ''; display: block; width: 24px; height: 1.5px; background: var(--gold); }

.recommend-header { margin-bottom: 60px; }
.recommend-header h2 {
    font-size: clamp(28px, 3.5vw, 44px); font-weight: 800;
    letter-spacing: -1px; line-height: 1.25;
    word-break: keep-all;
}
.recommend-header h2 em { font-style: normal; color: var(--gold); }

.pain-grid {
    display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px;
}
.pain-item {
    display: flex; align-items: flex-start; gap: 16px;
    background: var(--white); border: 1px solid var(--border);
    border-radius: 6px; padding: 20px 24px;
    transition: border-color .25s, box-shadow .25s, background .25s;
    cursor: default;
}
.pain-item:hover {
    border-color: var(--gold-light);
    box-shadow: 0 4px 20px rgba(184,124,16,.12);
    background: #fffdf8;
}
.pain-check {
    flex-shrink: 0; width: 22px; height: 22px; border-radius: 50%;
    background: var(--gold-pale); display: flex; align-items: center;
    justify-content: center; margin-top: 1px;
}
.pain-check svg { width: 12px; height: 12px; }
.pain-text { font-size: 14px; font-weight: 400; line-height: 1.65; color: var(--text); word-break: keep-all; }
.pain-item:hover .pain-text { color: var(--navy); font-weight: 500; }

/* Last item full width */
.pain-item.full { grid-column: span 2; }

/* ── QUOTE HIGHLIGHT ── */
.quote-section {
    padding: 100px 0;
    background: var(--navy);
    position: relative; overflow: hidden;
}
.quote-section::before {
    content: '"';
    position: absolute; top: -40px; left: 3vw;
    font-size: 360px; font-weight: 900;
    color: rgba(255,255,255,.025);
    line-height: 1; pointer-events: none;
    font-family: Georgia, serif;
}
.quote-inner {
    max-width: 900px; margin: 0 auto; padding: 0 40px;
    text-align: center; position: relative; z-index: 1;
}
.quote-line {
    width: 48px; height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    margin: 0 auto 40px;
}
.quote-text {
    font-size: clamp(22px, 3vw, 36px);
    font-weight: 700; color: #ffffff;
    line-height: 1.6; letter-spacing: -.5px;
    margin-bottom: 40px; word-break: keep-all;
}
.quote-text .highlight {
    color: var(--gold-light);
    background: rgba(184,124,16,.18);
    padding: 2px 8px; border-radius: 3px;
    display: inline;
}
.quote-author {
    font-size: 12px; letter-spacing: 2px; text-transform: uppercase;
    color: rgba(255,255,255,.35);
}

/* ── PROFILE & CONTACT ── */
.contact {
    padding: 100px 0;
    background: var(--white);
}
.contact-inner {
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    display: grid; grid-template-columns: 1fr 1fr; gap: 80px;
    align-items: start;
}

.profile-card {
    background: var(--navy);
    /* border-radius: 12px; */
    padding: 52px 48px;
    position: relative; overflow: hidden;
}
.profile-card::before {
    content: '';
    position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
}
.profile-avatar {
    width: 350px; height: 350px; border-radius: 4px;
    background: linear-gradient(135deg, var(--navy-mid), var(--navy-light));
    border: 2px solid rgba(217,154,42,.4);
    display: flex; align-items: center; justify-content: center;
    font-size: 28px; font-weight: 900; color: var(--gold-light);
    margin-bottom: 28px; letter-spacing: -1px;
    overflow: hidden;
}
.profile-avatar img {
    width: 100%; height: 100%;
    object-fit: cover; object-position: center top;
    border-radius: 50%;
}
.profile-name {
    font-size: 30px; font-weight: 800; color: #ffffff;
    letter-spacing: -1px; margin-bottom: 6px;
}
.profile-title {
    font-size: 13px; color: var(--gold-light);
    letter-spacing: 2px; text-transform: uppercase;
    font-weight: 400; margin-bottom: 28px;
}
.profile-divider { width: 100%; height: 1px; background: rgba(255,255,255,.08); margin-bottom: 28px; }

.profile-row {
    display: flex; gap: 16px; align-items: flex-start;
    margin-bottom: 18px;
}
.profile-row:last-child { margin-bottom: 0; }
.profile-row-label {
    font-size: 10px; letter-spacing: 1px;
    color: rgba(255,255,255,.35); width: 64px; flex-shrink: 0;
    padding-top: 3px; word-break: keep-all;
}
.profile-row-val {
    font-size: 15px; font-weight: 500; color: rgba(255,255,255,.9);
    line-height: 1.5;
}
.profile-row-val a { color: var(--gold-light); }
.profile-row-val a:hover { text-decoration: underline; }

/* Contact form side */
.contact-form-area {}
.contact-form-area .section-label { margin-bottom: 12px; }
.contact-form-area h2 {
    font-size: clamp(26px, 3vw, 40px); font-weight: 800;
    letter-spacing: -1px; line-height: 1.25;
    margin-bottom: 16px; word-break: keep-all;
}
.contact-form-area .contact-desc {
    font-size: 14px; color: var(--muted); line-height: 1.9;
    margin-bottom: 36px; word-break: keep-all; font-weight: 300;
}

.free-tags { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 40px; }
.free-tag {
    display: inline-flex; align-items: center; gap: 6px;
    padding: 8px 16px; border-radius: 100px;
    background: var(--gold-pale); border: 1px solid rgba(184,124,16,.25);
    font-size: 12px; font-weight: 700; color: var(--gold);
    letter-spacing: .5px;
}
.free-tag::before {
    content: '✓'; font-size: 11px; color: var(--gold);
}

.cta-btns {
    display: grid; grid-template-columns: 1fr 1fr; gap: 12px;
}

.kakao-btn {
    display: flex; align-items: center; justify-content: center; gap: 10px;
    width: 100%; padding: 18px 16px;
    background: #FEE500; border: none; border-radius: 8px;
    font-size: 15px; font-weight: 700; color: #191919;
    cursor: pointer; transition: opacity .2s;
    font-family: inherit;
}
.kakao-btn:hover { opacity: .9; }

.phone-btn {
    display: flex; align-items: center; justify-content: center; gap: 10px;
    width: 100%; padding: 18px 16px;
    background: var(--navy); border: none; border-radius: 8px;
    font-size: 15px; font-weight: 700; color: #fff;
    cursor: pointer; transition: background .2s;
    font-family: inherit;
}
.phone-btn:hover { background: var(--navy-mid); }

.contact-note {
    margin-top: 20px;
    font-size: 12px; color: var(--muted); text-align: center;
    line-height: 1.7; font-weight: 300;
}

/* ── REGION NOTICE ── */
.region-notice {
    padding: 48px 0;
    background: var(--surface); border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}
.region-inner {
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    display: flex; align-items: center; gap: 24px; justify-content: center;
    flex-wrap: wrap; text-align: center;
}
.region-icon { font-size: 32px; }
.region-text h3 { font-size: 18px; font-weight: 700; margin-bottom: 4px; }
.region-text p { font-size: 13px; color: var(--muted); font-weight: 300; }
.region-text strong { color: var(--gold); font-weight: 700; }

/* ── STATS ── */
.stats {
    padding: 80px 0;
    background: var(--white); border-top: 1px solid var(--border);
}
.stats-inner {
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: 1px; background: var(--border);
    border: 1px solid var(--border);
}
.stat-item {
    background: var(--white); padding: 44px 32px;
    text-align: center;
}
.stat-num {
    font-size: 52px; font-weight: 900; color: var(--navy);
    letter-spacing: -2px; line-height: 1; margin-bottom: 8px;
    display: flex; align-items: baseline; justify-content: center; gap: 4px;
}
.stat-num small { font-size: 22px; font-weight: 700; }
.stat-label { font-size: 12px; color: var(--muted); letter-spacing: 1px; font-weight: 400; }

/* ── REVIEWS ── */
.reviews {
    padding: 100px 0;
    background: var(--bg);
    border-top: 1px solid var(--border);
}
.reviews-inner { max-width: 1080px; margin: 0 auto; padding: 0 40px; }
.reviews-header { margin-bottom: 60px; }
.reviews-header h2 {
    font-size: clamp(28px, 3.5vw, 44px); font-weight: 800;
    letter-spacing: -1px; line-height: 1.25;
}
.reviews-header h2 em { font-style: normal; color: var(--gold); }

.review-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px;
}

.review-card {
    background: var(--white);
    border: 1px solid var(--border); border-radius: 10px;
    padding: 32px 28px;
    display: flex; flex-direction: column; gap: 16px;
    transition: box-shadow .3s, border-color .3s, transform .3s;
}
.review-card:hover {
    box-shadow: 0 8px 32px rgba(12,27,56,.1);
    border-color: var(--gold-light);
    transform: translateY(-3px);
}

.review-stars {
    font-size: 14px;
    color: var(--gold);
    letter-spacing: 2px;
}

.review-text {
    font-size: 14px; color: var(--text);
    line-height: 1.85; font-weight: 300;
    flex: 1; word-break: keep-all;
}

.review-bottom {
    display: flex; align-items: center; justify-content: space-between;
    gap: 12px; padding-top: 16px;
    border-top: 1px solid var(--border);
}
.review-author { display: flex; align-items: center; gap: 12px; }
.review-avatar {
    width: 36px; height: 36px; border-radius: 50%;
    background: var(--navy); color: var(--gold-light);
    display: flex; align-items: center; justify-content: center;
    font-size: 13px; font-weight: 700; flex-shrink: 0;
}
.review-name { font-size: 13px; font-weight: 600; margin-bottom: 2px; }
.review-meta { font-size: 11px; color: var(--muted); font-weight: 300; }
.review-tag {
    font-size: 10px; font-weight: 700; letter-spacing: .5px;
    color: var(--gold); background: var(--gold-pale);
    padding: 4px 10px; border-radius: 100px;
    white-space: nowrap;
    border: 1px solid rgba(184,124,16,.2);
}

@media (max-width: 1024px) {
    .review-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
    .review-grid { grid-template-columns: 1fr; }
    .reviews-inner { padding: 0 28px; }
}

/* ── FOOTER ── */
.footer {
    padding: 44px 0;
    background: var(--navy);
}
.footer-inner {
    max-width: 1080px; margin: 0 auto; padding: 0 40px;
    display: flex; align-items: center; justify-content: space-between;
    flex-wrap: wrap; gap: 16px;
}
.footer-logo { font-size: 18px; font-weight: 800; color: #fff; letter-spacing: -.5px; }
.footer-logo span { color: var(--gold-light); }
.footer-links { display: flex; gap: 24px; }
.footer-links a { font-size: 11px; color: rgba(255,255,255,.3); letter-spacing: 1.5px; text-transform: uppercase; transition: color .2s; }
.footer-links a:hover { color: rgba(255,255,255,.7); }
.footer-copy { font-size: 11px; color: rgba(255,255,255,.25); letter-spacing: .5px; }

/* ── Responsive ── */
@media (max-width: 1024px) {
    .hero-content { grid-template-columns: 1fr; gap: 48px; }
    .hero-value { max-width: 480px; }
    .services-inner { grid-template-columns: 1fr; }
    .pain-grid { grid-template-columns: 1fr; }
    .pain-item.full { grid-column: span 1; }
    .contact-inner { grid-template-columns: 1fr; gap: 48px; }
    .stats-inner { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
    .nav-links, .nav-cta { display: none; }
    .burger { display: flex; }
    .hero-content { padding: 120px 28px 80px; }
    .recommend-inner, .contact-inner, .quote-inner, .region-inner { padding: 0 28px; }
    .stats-inner { grid-template-columns: repeat(2, 1fr); }
    .stat-item { padding: 32px 20px; }
    .stat-num { font-size: 40px; }
    .profile-card { padding: 36px 28px; }
    .footer-inner { flex-direction: column; align-items: flex-start; gap: 20px; }
}

@media (max-width: 480px) {
    .hero-title { font-size: 30px; }
    .stats-inner { grid-template-columns: 1fr 1fr; }
}